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Privacy Policy
The protection of your nonpublic personal information is important to us. We aggressively maintain physical, electronic and procedural safeguards that comply with applicable federal standards to guard your confidential personal information and to assist us in preventing unauthorized access to that information. We do not disclose, nor do we reserve the right to disclose any nonpublic personal information about our current or former customers to anyone, except as permitted by law. We require these same safeguards from any third party who uses your information to respond to your inquiries.
1. What information do we collect?
We may collect nonpublic personal information about you from the following sources:
Information from our forms or applications, such as your name, address, telephone numbers, e-mail addresses, income, and time on job.
We do not collect the following information: birth date, social security number, employment history, references, information from your consumer credit reports or a consumer-reporting agency, such as your credit score and credit history, or information about your transactions such as your account balances and payment histories. This information is collected by the dealers only and is not stored on our system. Any links to credit applications link to the dealer's site, and are their sole responsibility.
2. How long do we keep your information?
Federal and state agencies require that we retain certain loan-related information. Therefore, we may retain your information for a period of seven years.
3. How do we share your information?
We do not disclose, nor do we reserve the right to disclose, any nonpublic personal information about our current or former customers to anyone, except as permitted by law. We take our responsibility to protect your nonpublic personal information very seriously. Whenever we collect information about you, we restrict access of your nonpublic personal information through physical, electronic and procedural safeguards to our employees and those third parties who need the information to respond to your inquiries, to provide better customer service, and to provide products, services and other information you have requested from us. We require any third party who receives information from us about you to agree to keep that information confidential and to use the information only as permitted by law.
4. How do we use your information?
We use the information you provide, to help find financing options so that you can purchase or lease the car you want through our participating lenders. If you have a unique situation and we are unable to match your profile with one of our lending sources, we continue to remain committed to helping you look for financing options through affiliates who may be better able to help you obtain financing through their dealership networks. Additionally, you may be notified of special offers through promotional affiliates. Finally, in certain situations we may be required to share your information with law enforcement or government agencies in response to a subpoena, state or federal audit, or other similar circumstances.
5. Is it necessary to opt out?
By law, financial institutions may share your information unless otherwise instructed by you. Unless you opt out, we will share this information. If we make a change to our Privacy Policy in the future that will affect how we treat your information, we will notify you of the change electronically. Your ability to opt out of the new policy will be determined by applicable laws which will be included in our notification. If the change impacts how we use your information, we will notify you even if you have requested that we not contact you. You may opt out by clicking this link and following the instructions.
6. Information and Cookies
We may collect and receive the URL you came from, the pages of our website viewed during a visit, the advertisements you clicked, any search terms that you entered to reach our site, and certain other information regarding your Internet use. Some of our websites may also make use of "cookie" technology to measure site activity, determine how you arrived at our site and maintain your identity as you navigate through the website. Our websites require cookies to allow you to view your statements and transactions online. A cookie is an element of data that a website can send to your browser, which may then store the cookie on your hard drive. Cookies make visiting a website easier for you by saving your preferences while you are at the site. The use of cookies is an industry standard and you will find them at many websites. We use the information from cookies to provide information and services that are customized to your needs.
We appreciate your business and the opportunity to assist you in understanding our Privacy Policy. If you have any other questions, don’t hesitate to contact us, we would really like to make this a great experience for you.
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